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LLoansAi.au
Business · Australia

Working capital for Australian small businesses.

For sole traders, partnerships and companies.

From
9.99%
p.a. fixed
Amount
$5k–$500k
AUD
Term
0.5–5 yrs
flexible
Soft credit check — no impact on your credit score
Ei Amy Loan Assistant
Step 1 of 5 — about 60 seconds

Ei Amy is a digital assistant, not a financial adviser. Powered by Ei Amy — emotional intelligence before artificial intelligence. Any recommendation is general information only and does not consider your objectives, financial situation or needs. AI-assisted loan applications and AI inputs can contain errors or mistakes — please verify important details before acting. See our Privacy Policy or report a mistake.

What's the loan for?

We'll match you to the loan type that fits best.

Common uses

What Aussies use a business loan for.

  • Inventory and stock
  • Equipment and vehicles
  • Cashflow between invoices
  • Marketing and hiring
  • Fit-out and expansion
Benefits

Why borrowers pick this loan.

Decisions in hours, not weeks

Unsecured options up to $150,000

Choose weekly, fortnightly or monthly repayments

Eligibility

Am I eligible?

You'll typically need to meet these criteria — final approval is at the lender's discretion.

  • Registered ABN 6+ months
  • Minimum monthly turnover typically $10,000
  • Australian resident business owner
Repayments

What might it cost?

$20,000
$2k$100k
9.99% p.a.
5%25%
5 years
1 yr7 yrs
Estimated monthly repayment
$425
Total interest
$5,491
Total repaid
$25,491
FAQ

Business loan questions.

Do I need to provide financials?+

For loans under $150,000 many lenders use bank-statement data (read-only) instead of full financials, which is why decisions are much faster than a bank.