Medical · Australia
Health costs don't wait — neither should you.
Dental, IVF, elective surgery and specialist gaps.
From
7.49%
p.a. fixed
Amount
$2k–$50k
AUD
Term
1–5 yrs
flexible
Soft credit check — no impact on your credit score

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Common uses
What Aussies use a medical loan for.
- Dental work and orthodontics
- IVF and fertility treatment
- Elective and cosmetic surgery
- Specialist gap fees
- Vet bills for the family pet
Benefits
Why borrowers pick this loan.
Skip the waiting list
Fixed repayments — plan the budget
Fast enough for surgery deposit deadlines
Eligibility
Am I eligible?
You'll typically need to meet these criteria — final approval is at the lender's discretion.
- 18+ AU citizen or PR
- Stable income
- Fair credit
Repayments
What might it cost?
$20,000
$2k$100k
9.99% p.a.
5%25%
5 years
1 yr7 yrs
Estimated monthly repayment
$425
Total interest
$5,491
Total repaid
$25,491
FAQ
Medical loan questions.
Can I use this for a family member's treatment?+
Yes — you're the borrower and the funds go to your account. You then pay the clinic.