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LLoansAi.au
Legal

Affiliations & Disclaimers

This page sets out exactly who we are, who we are not connected with, and what our content does and does not mean for you.

Last reviewed: · Version 1.2 · View version history

Independence & no-relationship statement

LoansAi.au and Ei Amy are independent and are not affiliated with, endorsed by, sponsored by, or in any partnership, affiliate or white-label arrangement with any lender, credit provider or lending platform, or any of their related entities.

No lender, bank or credit provider is named on this site as a partner unless a written agreement is in place. Any third-party company, product or platform names that appear anywhere on this site remain the property of their respective owners and are used, if at all, for identification purposes only — never to imply endorsement, approval or a commercial relationship.

If you believe your brand is referenced incorrectly anywhere on this site, please report it here and we will review and correct it promptly.

What LoansAi.au actually is

LoansAi.au is a loan matching and enquiry service — not a lender, and not a credit provider. We do not approve, decline, price or fund any credit product. All credit products are provided by licensed, ASIC-regulated Australian lenders, and approval, rate and terms are always subject to that lender's own assessment of your application.

Ei Amy is a digital assistant. She helps you structure your enquiry and understand your options. AI-assisted tools — including the Ei Amy Loan Assistant — can make mistakes, so always confirm figures and terms directly with the lender before you commit.

General advice & comparison rate warning

Any information on this site is general in nature only. It does not take into account your objectives, financial situation or needs. Consider whether it is appropriate for you and read the lender's disclosure documents before making a decision.

Comparison rates shown are based on a $30,000 unsecured loan over 5 years. WARNING: this comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or loan amounts may result in a different comparison rate.

Repayment figures produced by our calculator and by Ei Amy are estimates only and are not an offer of credit.

How we may be paid

Where a referral results in a completed application with an ASIC-regulated lender, we may receive a referral or marketing fee from that lender. This never changes the rate you are offered, and it does not create a partnership, agency or endorsement relationship between us and any lender unless separately disclosed on this page.

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Version history

Every change to the wording on this page is recorded here, so you can see what changed and when it was reviewed.

  1. v1.2Current

    Added version history, a page-specific correction form, and confirmed all third-party lender names are removed from the statement.

  2. v1.1

    Generalised the no-relationship statement to cover any lender, credit provider or lending platform rather than naming individual companies.

  3. v1.0

    First publication of the Affiliations & Disclaimers statement, including independence, general advice, comparison-rate warning and how we may be paid.

Questions about anything on this page? See our Privacy Policy or contact us.