Finance the tiny home lifestyle without a mortgage.
Australia's fastest-growing home category, funded fast.

Ei Amy is a digital assistant, not a financial adviser. Powered by Ei Amy — emotional intelligence before artificial intelligence. Any recommendation is general information only and does not consider your objectives, financial situation or needs. AI-assisted loan applications and AI inputs can contain errors or mistakes — please verify important details before acting. See our Privacy Policy or report a mistake.
What Aussies use a tiny home loan for.
- Buying a tiny home on wheels
- Off-grid cabin or granny flat
- Deposit for a tiny home builder
- Fit-out and interior costs
Why borrowers pick this loan.
No mortgage — no lengthy property valuation
Fixed rate and term you choose
Fast settlement for deposit deadlines
Loan is portable — not tied to a specific site
Am I eligible?
You'll typically need to meet these criteria — final approval is at the lender's discretion.
- 18+ AU citizen or PR
- Income $25,000+ p.a.
- Clean recent credit history
What might it cost?
Tiny Home loan questions.
Why not use a home loan for a tiny home?+
Most tiny homes sit outside standard mortgage lending because they're mobile or don't meet residential valuation criteria. Unsecured personal loans are the practical way to fund them.