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LLoansAi.au
Education · Australia

Fund the course, upskill, change careers.

For courses HECS-HELP doesn't cover.

From
7.49%
p.a. fixed
Amount
$2k–$30k
AUD
Term
1–5 yrs
flexible
Soft credit check — no impact on your credit score
Ei Amy Loan Assistant
Step 1 of 5 — about 60 seconds

Ei Amy is a digital assistant, not a financial adviser. Powered by Ei Amy — emotional intelligence before artificial intelligence. Any recommendation is general information only and does not consider your objectives, financial situation or needs. AI-assisted loan applications and AI inputs can contain errors or mistakes — please verify important details before acting. See our Privacy Policy or report a mistake.

What's the loan for?

We'll match you to the loan type that fits best.

Common uses

What Aussies use a education loan for.

  • Short courses and bootcamps
  • Professional certifications
  • Overseas study components
  • Equipment and textbooks
Benefits

Why borrowers pick this loan.

Covers courses HECS-HELP doesn't

Fixed rate — no shocks mid-course

Fast approval for enrolment deadlines

Eligibility

Am I eligible?

You'll typically need to meet these criteria — final approval is at the lender's discretion.

  • 18+ AU citizen or PR
  • Stable income
  • Fair credit
Repayments

What might it cost?

$20,000
$2k$100k
9.99% p.a.
5%25%
5 years
1 yr7 yrs
Estimated monthly repayment
$425
Total interest
$5,491
Total repaid
$25,491
FAQ

Education loan questions.

Can I use this alongside HECS-HELP?+

Yes. HECS-HELP covers eligible tertiary courses; a personal loan can cover ineligible courses, materials, or living costs during study.